If you have expressed that your Prepaid Card will be used for business and personal spending then you will have been issued with a card number that begins with 5116. If your Prepaid Card number begins with 5116, the following ATM Transaction Fee and UK Point Of Sale Transaction Fee will be applicable instead of what is outlined above. All other Prepaid Card fees are applied as normal. ATM Transaction Fees will be £0.50 (an additional 1.4% transactional fee will also apply on transactions abroad). UK Point Of Sale Transaction Fees will remain free. A 1.75% out of currency fee is charged when you use the card in a different currency to what is held on the card (including ATM withdrawals).